Consumer Protection

  • Auto Sales & Finance Litigation
    • Breach of Warranty (Uniform Commercial Code (UCC) & Convention on the International Sale of Goods (CISG))
    • Certified Pre-Owned (CPO) Vehicles
    • Electronic Closings & E-Filing
    • Failure to Disclose Prior Use as a Driver's Education Vehicle, Police Car, Rental Vehicle, or Taxi / Limousine (Vehicle & Traffic Law 417-a)
    • Financing
      • Credit Insurance
      • Holder Rule
      • Yo-Yo Financing
    • Flood Damage, Prior Wrecks, or Salvage Fraud
    • Lemon Law (New Car / Used Car)
    • Magnuson-Moss Warranty Act
    • Odometer Fraud or Rollbacks
    • Price Manipulation
    • Repossession
  • Bankruptcy
    • Chapter 7
    • Chapter 13
    • Discharge Violations
    • Loss Mitigation for Real Estate
  • Credit Reporting
    • Fair Credit Reporting Act (FCRA)
  • Debt Collection Defense
    • Fair Debt Collection Practices Act (FDCPA)
  • Mortgage / Real Estate / Housing
    • Foreclosure Defense
    • Loan Modification
    • Notices of Error
    • Qualified Written Requests
    • Reinstatement Negotiation
    • Requests for Information
  • Student Loans
    • Administrative Discharge
      • Borrower Defense to Repayment
      • Closed School
      • Death
      • False Certification
      • Identity Theft
      • Total and Permanent Disability (TPD)
        • VA Disability
        • Social Security Disability
        • Physician Certification
      • Unpaid Refund
    • Consolidation
    • Federal Student Loan Issues
    • National Collegiate Student Loan Trust (NCLST)
    • Private Student Loan Issues
    • Public Student Loan Forgiveness (PSLF)
      • PSLF "Waiver" (Until October 31, 2022)
    • Rehabilitation of Defaulted Student Loans
    • Repayment Plans
      • Income Driven Repayment (IDR)
        • Income Contingent Repayment (ICR)
        • Income Based Repayment (IBR)
        • Pay As You Earn (PAYE)
        • Revised Pay As You Earn (REPAYE)
  • Truth in Lending Act (TILA)